30+ Years of Experience in the Insurance Claims Industry

Your Business & Commercial Claim Guardians
We negotiate complicated insurance claims on your behalf to maximize the recovery of your commercial loss.
- New, Denied, & Underpaid Claims
- Risk Assessment & Mitigation
- Business Interruption Loss
- Available 365 Days/Year, Even Holidays
- Pre-Loss Active Monitoring of Assets Services
Get a Free Property Inspection
Fill out the form below to schedule a free on-site inspection with a Guardian today.


Don’t Battle BIG Losses Alone
As if the catastrophic loss of your commercial property wasn’t stressful enough… Now you have to deal with difficult insurance companies, too?
It’s no secret that complex commercial claims are a grueling process. Not to mention, insurance claim denials and underpayments are always a direct threat to your sanity. That’s why we’re here to help!
From appraisal to mediation, our Guardians successfully navigate large losses so policyholders like you can reach a fair settlement. Peace of mind, at last.
Trusted Partner for New, Denied, & Underpaid Claims
Trusted By/ Certifications/ Awards







Safeguard Your Settlement
- Water
- Hail
- Storm
- Flood
- Pipe Burst
- Burglary & Vandalism
- Mold
- Fire


Get the Best Representation For Your Claim
Our do-diligence delivers quality results.
See how we can serve you.

Business & Commercial Claims
Big losses create even bigger problems for commercial property owners. If you’re suffering multi-fold impacts due to recent damage and loss, we’ve got your back. Partner with our seasoned adjusters and sail through the claims process with ease. No costly mistakes, no headaches, no unnecessary denials.

Risk Assessment & Mitigation
Prepare before disaster strikes! Get professional pre-loss documentation of your property. We examine your policy, document the current condition of any structures, and establish a history to make future claims easier to process.

Appraisal & Damage Valuation
Receive an expert assessment of your property and determine the value of damage to set up a strong case for your claim. We’ll also inform you when a claim is not viable to avoid unnecessary insurance disputes.

Arbitration
Are you unhappy with your settlement offer? We will request arbitration or appraisal on your behalf. We are prepared to ensure your claim is properly valued.

Business Interruption Loss
Work with our affiliated forensic accountants to accurately determine your loss of revenue. We will thoroughly assess the financial impact of the loss of your business.

Multi-Family & Condo Claims
When condominium associations and multi-family buildings experience damage, it’s usually to more than one unit. As a property owner, this may significantly impact your bottom line. We will oversee the fulfillment of your claim and ensure a fair settlement is won.

Our Comprehensive Process
From start to finish, we handle each step of your insurance claim until a fair settlement is reached.
1
Evaluate
Once you schedule your free on-site inspection, our team will document any damages made to your commercial property. At this time, we will also review your policy.
2
Document
We are YOUR advocate. We do everything for you, including all of the documentation for the claim.
3
Negotiate
Our team will prepare a full presentation for your case right upfront. We don’t wait for the insurance carrier to adjust the claim. We’re ready to fight for you from the get-go.
4
Settlement
We don’t back down until you get the compensation you deserve. Success, at last!

Recovery Is Within Reach
For over 30 years, we have proudly served commercial property owners and their facilities, including industrial plants, office buildings, property management companies, schools, medical facilities, hotels, income properties, condominiums, warehouses, and more!
We’re well-versed in appraisal and know the best and fastest strategies to reach a resolution.


Don’t Take Our Word For It
See what some of our satisfied clients have to say about us.
I cannot thank Guardian Claims USA enough for their dedication and expertise throughout my insurance claim process. After a devastating water leak in my home, the insurance company initially offered a settlement far below what I needed to cover the damage. Thankfully, Guardian stepped in, handled all the negotiations, and fought to get me the full compensation I deserved. They were professional, communicative, and made a stressful situation so much easier. I highly recommend their services to anyone dealing with an insurance claim

Steven S.
After a severe storm damaged my roof and caused flooding in my home, I was overwhelmed by the insurance process. The initial offer from my insurance company was nowhere near enough to cover the repairs. That’s when I reached out to Guardian Claims, and it was the best decision I made. They handled everything—from paperwork to negotiating with the insurance adjuster. In the end, they secured a settlement that was more than double the original offer! Their professionalism, expertise, and dedication made all the difference. I highly recommend them to anyone dealing with storm damage!”

Randy K.
When our office building suffered extensive damage from a fire, we didn’t know what to do or how to manage the potential costs and the complexity of dealing with my insurance company. Thankfully, I was referred to Guardian Claims USA. They took over the entire claims process, handling every detail with professionalism and expertise. The initial offer from our insurance company wouldn’t have even covered half of the repairs, but Guardian Claims fought for the compensation we truly deserved. Thanks to them, we were able to rebuild quickly and get back to business.

Carlisle Family

Guardian Claims USA is a Licensed Partner in 9 States & U.S. Territories
We service clients nationwide. We are currently licensed in













Contact Us
Don’t tackle insurance claims on your own.
Our diligent public insurance adjusters are here to safeguard your interests and ensure you get the compensation you deserve. Contact us to schedule a FREE on-site inspection today.
Get a Free Property Inspection
Fill out the form below to schedule a free on-site inspection with a Guardian today.